TAMMYTALKS

TAMMYTALKS

🍔 National Cheeseburger Day & the Real Estate Connection

Today is National Cheeseburger Day, a day to celebrate one of America’s favorite comfort foods. Whether you like yours piled high with toppings, simple and classic, or sizzling fresh off the grill, there’s something about a cheeseburger that feels like home. But what does a cheeseburger have to do with real estate? More than you […]
TAMMYTALKS

Mortgage Rates Are Shifting—Here’s What You Should Know

Mortgage rates took another turn today, reminding us that the housing market is always moving. While today’s numbers show some improvement, what really matters is understanding the bigger picture, because rates are influenced by many variables that impact each borrower differently. Why Rates Change Rates move daily based on economic data, inflation, the Federal Reserve’s […]
TAMMYTALKS

Now entering a 60-day window of opportunity for homebuyers 🚨

Should You Wait for Rates to Drop or Buy Now? You’ve probably heard people say, “I’m going to wait until rates go down before buying a house.” But here’s the thing—mortgage rates may not drop as much (or as quickly) as you’re hoping. Before deciding to wait, ask yourself: Is my credit score strong? Is […]
TAMMYTALKS

Community, Compassion, and Conversations

A Heartwarming Day at the Buffalo Senior Expo Today was one of those days that fills your cup. I had the pleasure of volunteering at the Senior Expo at the Buffalo Civic Center, and what a wonderful day it was! I spent the day connecting with our amazing community, sharing updates about the exciting new […]

TAMMYTALKS 🍔 National Cheeseburger Day & the Real Estate Connection Today is National Cheeseburger Day, a day to celebrate one of America’s favorite comfort foods. Whether you like yours piled high with toppings, simple and classic, or sizzling fresh off the grill, there’s something about a cheeseburger that feels like home. But what does a cheeseburger have to do with real estate? More than you […]

TAMMYTALKS Mortgage Rates Are Shifting—Here’s What You Should Know Mortgage rates took another turn today, reminding us that the housing market is always moving. While today’s numbers show some improvement, what really matters is understanding the bigger picture, because rates are influenced by many variables that impact each borrower differently. Why Rates Change Rates move daily based on economic data, inflation, the Federal Reserve’s […]

TAMMYTALKS Now entering a 60-day window of opportunity for homebuyers 🚨 Should You Wait for Rates to Drop or Buy Now? You’ve probably heard people say, “I’m going to wait until rates go down before buying a house.” But here’s the thing—mortgage rates may not drop as much (or as quickly) as you’re hoping. Before deciding to wait, ask yourself: Is my credit score strong? Is […]

TAMMYTALKS Community, Compassion, and Conversations A Heartwarming Day at the Buffalo Senior Expo Today was one of those days that fills your cup. I had the pleasure of volunteering at the Senior Expo at the Buffalo Civic Center, and what a wonderful day it was! I spent the day connecting with our amazing community, sharing updates about the exciting new […]

TAMMYTALKS 🏡 Betting Against the Champ: Why Real Estate Almost Always Wins If you’ve ever wondered whether it’s a good time to buy or sell a home, history has a pretty clear answer. Since 1941, U.S. home prices have gone up in 73 out of 81 years. That means the housing market has had a winning record of 73 wins – 7 losses – and 1 […]

TAMMYTALKS The Perfect Pairing 🐣 The Perfect Pairing: Easter Recipes, Wine, and Real Estate Spring has finally sprung—and with it comes one of the most heartwarming holidays of the year: Easter. Whether you’re planning a cozy brunch, a big family dinner, or a quiet celebration at home, there’s something special about gathering around the table with loved ones and […]

TAMMYTALKS Open Houses: When Your Brain, Wallet, and Heart All Agree Have you ever walked into a home and just felt it? The space feels just right, the layout flows effortlessly, and you can picture morning coffee in the kitchen or cozy movie nights in the living room. That’s when you know — your brain, wallet, and heart are all on the same page. That’s […]

TAMMYTALKS HOA Reform & Purple Flower Pot Recipe I ran across a news segment recently on Fox 9 News about homeowners associations (HOAs) in Minnesota and thought I’d share: If you’ve ever dealt with a homeowners association (HOA), you probably have a story to tell—and not always a good one. Across Minnesota, homeowners have voiced frustrations over HOA rules, fees, and foreclosure threats. […]

TAMMYTALKS 4 Home Upgrades That Boost Value & Appeal 4 Home Upgrades That Boost Value & Appeal If you’re thinking about making improvements to your home, these four key upgrades can enhance its look, functionality, and resale value. Plus, a clean, fresh home always sells better than a cluttered one with lingering pet smells! 🔹 Kitchen Update – A fresh, modern kitchen with high-quality […]

TAMMYTALKS Taking The Plunge: My Blogging Begins! Welcome to My Real Estate Blog! Hello and welcome! I’m Tammy Johnson, a dedicated real estate agent with a passion for helping people of all ages and backgrounds find their perfect home. Whether you’re buying your first home, searching for more space, or looking to downsize, I’m here to guide you through every step with […]

TAMMYTALKS First Time Homebuyer Tips Congratulations on considering to purchase your first home! Here are some tips for first-time homebuyers: Determine your budget: Before you start looking at homes, it’s important to know how much you can afford. Look at your income, expenses, and any debts to determine what monthly mortgage payment you can comfortably make. Don’t forget to factor […]

TAMMYTALKS Home Maintenance Checklist Spring is a great time to do some home maintenance tasks to ensure your home is in top shape after the long winter. With a comprehensive spring home maintenance checklist, you can stay on top of all the tasks that need to be done. Here are some tasks to add to your checklist: Inspect the […]